Life & Health Insurance in Beavercreek, OH

Partners

Our life and health insurance experts know the terrain and they will find the perfect policy solution for your unique situation for business and personal coverage. Select from your life and health insurance needs below for specific contact information for each area of coverage.

Life and Health Insurance Options

Partners

  • Term Life Insurance: Plan involves lower premiums for higher coverage; coverage for only a “term” or period of your life and does not contain equity (cannot be used as cash value).
  • Whole Life Insurance: Plan is permanent and protects you for your entire life; it builds equity and carries cash value; involves higher premiums but can be more valuable in the long run.
  • Term and Whole Life Combined: This path allows you to build a lifelong base of coverage and supplement specific periods of your life with term insurance.
  • Medicare Supplement Insurance: Insurance plans for those who qualify for Medicare, including Medicare Advantage, Medicare Supplements, and Part D Prescription Drug Plans.
  • Group Health Insurance: Employer-sponsored health coverage for groups of two ore more employees.
  • Short Term Health Insurance: Health coverage to fill the gap for people who missed Open Enrollment, or those in a period of transition such as changing jobs, graduating college, or waiting for other coverage to begin.

Perk Reichley
937-306-8007

Liz Myers
937-306-8003

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International Travel Medical Insurance

If you travel outside of the country, this plan is a necessity. Your domestic healthcare policy does not travel with you. Make sure you are covered when you’re away from home.

Individual Health Insurance

For those who don’t have employer-sponsored health plans, an individual health insurance policy is a necessity. While plans are available in the Individual Health Insurance market, we partner with an insurance broker that will help you sort out the confusion of copays, coinsurance, and other considerations and create a policy that fits your life.

Mike Groh
Risk Strategies Group
Mike is a part of the Risk Strategies Group and exclusively handles individual health insurance for our agency.

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Medicare Supplement / Advantage 1 Plans

Insurance plans for those who qualify for Medicare, including Medicare Advantage, Medicare Supplements, and Part D Prescription Drug Plans.

Since Medicare doesn’t pay for everything, Medicare Supplement or Advantage plans are designed to help cover out-of-pocket expenses. These plans complement your existing Medicare coverage.

Depending on the plan you choose, you may receive coverage for many out-of-pocket expenses that Part A (hospital) and Part B (doctor) don’t cover.

Casey Motschman,
Owner, Motschman’s Insurance LLC
Casey exclusively handles our Medicare Supplement Coverage placement including Prescription Drug plans and Advantage One Plans.

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Long-Term Care Insurance

Reichley Insurance has created a partnership with Andy Linneman, owner of Lifetime Benefit Group, to assist our clients with the evaluation and purchase of long-term care insurance. Andy has 35 years of experience helping clients with Group Life, Disability, and Long-Term Care plans. He has worked with Reichley Insurance for many years on a referral basis for these products. Andy will explain your options and help get the right coverage for you.

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Remembering Randy Gifford

Randy worked for our agency for more than three decades and formed lasting relationships with our clients, carrier partners, and the community. With his passing, we remain dedicated to continuing his legacy of personal service to you and your insurance needs.