Tom and Harry at the Coffee Shop: High vs. Low Deductibles

Tom: Harry, I don’t understand why you’re still sticking with that low deductible. It’s like paying extra for nothing. I’d rather keep more of my money, thank you very much. Harry: Oh, sure, Tom, just keep tempting fate. You’re betting on never having a claim. I prefer to sleep well at night, knowing if something […]

Personal Insurance Planning

2025 is around the corner, here and now is the best time to think about your personal insurance program. When was the last time you reviewed your insurance coverage? The start of the New Year is a great time to review your personal insurance. Most of us know that major life events can make it […]

Home Insurance Companies Limiting Coverage on Older Roofs

What You Need to Know As a homeowner, it’s essential to understand the limitations of your home insurance policy, especially when it comes to older roofs. Many insurance companies are now limiting coverage or requiring additional inspections for homes with roofs nearing the end of their lifespan, especially those located near tree lines. Why are […]

Top 3 Trending Insurance Issues Facing People in 2024

As we move through 2024, insurance trends are shifting in response to evolving risks, market conditions, and consumer needs. Whether you’re managing personal finances or securing your family’s future, these top three trending issues can have a big impact on how people interact with insurance this year. Rising Costs of Health Insurance Health insurance premiums […]

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Auto or car insurance coverage has two parts. The first is the liability section of the policy. It covers your financial responsibility for injuring others. Some liability coverage is required by most states. ... See MoreSee Less
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