Will Drones Change The Way We Buy Insurance?
Drones and Insurance
The Federal Aviation Administration (FAA) released guidelines on the use of drones for commercial and personal use. Many businesses are considering, or actually using, drones as part of their business. Just a few applications include real-estate appraisals, making commercials, construction projects, and even security.
Most drone users have little or no aviation experience so, even if you follow the regulations and the laws, you might experience pilot error, or unplanned equipment failure. With some models tipping the scales of up to 55 pounds, rogue drones can pose a significant threat to people and property—and to your personal liability. That’s why it’s a smart to add an insurance review to your pre-flight checklist.
Here is a link to the FAA rules
Here is What You Need to Know
- Drones must weigh less than 55 pounds, and operation must be less than 400 feet above ground.
- Drones must be in your line of sight at all times.
- Operation must also be within 3o minutes of sunrise or sunset.
- Operators need to obtain a pilot certificate with the US Airspace by passing an aeronautical test.
Will My Insurance Cover Drone Operations?
It will be important to talk to your agent regarding just how your insurance policy will respond.
While the massive national agencies spend millions on television ads and offer barebones policies, they do not know you. When your needs change or your situation complicates, you don’t want an automated phone tree or cold cyber-agent. You want to talk to compassionate, honest insurance experts – that’s our team. You shouldn’t have to spend hours researching and comparing policies. Let the specialists at Reichley guide you through the complex insurance industry.
Call today to alleviate the worry and get covered – (937) 429-0655.