safety tips Archives - Reichley Insurance

We are no stranger to flooding, but each season brings challenges that test the resilience of its communities. To all those affected by the recent devastating wildfires, we want you to know that our thoughts and prayers are with you. Your safety and well-being remain our top priorities.

During times like these, preparation and awareness can save lives. Please take a moment to review these critical disaster and fire safety tips to ensure you and your loved ones remain safe.

Floods can strike without warning, bringing devastating consequences. However, with proper preparation, you can significantly reduce the risks to your home and loved ones. Here’s a comprehensive guide to preparing for a flood.

Understand Your Flood Risk

Check Flood Maps: Use resources like FEMA’s Flood Map Service Center to understand your area’s flood risk.

Stay Informed: Regularly check local weather forecasts and sign up for community alert systems for the latest updates.

Create an Emergency Plan

Family Communication: Establish a communication plan with your family, detailing how to contact each other and where to meet if separated.

Evacuation Routes: Identify and practice multiple evacuation routes from your home and community.

Essential Contacts: Keep a list of essential contacts, including local emergency services, nearby shelters, and family members.

Prepare an Emergency Kit

Essentials: Include water, non-perishable food, a flashlight, batteries, a first aid kit, medications, and personal hygiene items.

Important Documents: Keep copies of important documents, like insurance policies and personal identification, in a waterproof container.

Special Needs: Consider the needs of all family members, including pets, elderly relatives, or those with medical conditions.

Safeguard Your Home

Flood-Proofing: Consider flood-proofing measures like sandbags, flood barriers, or waterproof sealants.

Utilities: Know how to turn off your home’s gas, electricity, and water, and consider installing check-valves in plumbing to prevent backups.

Elevate and Secure: Elevate critical utilities and appliances. Secure outdoor items that could float away and block drains.

Review Your Insurance Coverage

Flood Insurance: Standard homeowners insurance typically doesn’t cover flood damage. Consider purchasing flood insurance, especially if in a high-risk area.

Document and Inventory: Document your home and possessions with photos or videos for insurance purposes.

Stay Safe During a Flood

Avoid Floodwaters: Don’t walk, swim, or drive through floodwaters. Just six inches of moving water can knock you down.

Evacuate if Advised: Follow evacuation orders promptly. Delaying can put you and rescue personnel in danger.

Preparation is key to minimizing the impacts of a flood. By understanding your risk, creating an emergency plan, and taking proactive steps to protect your home and family, you can navigate through these challenging times with greater confidence and security. Remember, safety is paramount, and the well-being of your family and community is the top priority.

lood preparedness involves a combination of knowledge, planning, and practical actions. Regularly updating your plan and staying informed about the latest recommendations and technologies in flood defense can also provide additional layers of protection.

As the weather cools, football is in season, and the leaves fall from the trees, it’s critical to remember a few essential fall safety tips. Your family may enjoy the cool fall weather while avoiding some of the dangers that come with the season if adequate precautions and safety knowledge are taken.

Keep an eye out for deer and other wildlife

If you live in a wooded location, deer may seem to be everywhere. However, November is deer mating season, which means they are more prone to crossroads. In fact, deer are number one on the list of the top five animals you’re most likely to hit with your automobile, according to the National Insurance Crime Bureau.

Space Heaters

A space heaters can be an excellent way to warm up a cold area, but it is critical that you read the directions before using it. If your space heater requires venting, ensure that it is vented to the outside. Never use your stove or oven to heat your home; instead, use only certified space heaters. Allow at least three feet of distance surrounding space heaters.

Auto Accidents

As the weather turns cooler and the days become shorter, it’s critical to drive with additional caution. Rear-end collisions are one of the most common insurance claims throughout the fall season. It’s all too simple to rear-end the car in front of you when sight is poor and roads are slick.

Allow lots of room between your car and the one in front of you to avoid this. And, if you are in an accident, remember to file a claim with your insurance company. You can help make the fall season safer by exercising caution.

ID Theft

More people are shopping online to prepare for the holidays. Keep your identity safe. When in doubt, pay using credit rather than debit. Avoid using non-bank ATMs. Use a different password for each of your accounts. If you do not identify the sender, avoid clicking on links.

Leaf Burning

According to the Air Defenders, burning leaves releases harmful and cancer-causing chemicals, and they warn households to avoid disposing of leaves in this manner. Wear a protective mask if you opt to burn leaves. Burning leaves should only be attempted far away from a homeowner’s house or other structures on their property. Before beginning to burn leaves, always check the weather forecast. This activity should not be undertaken in strong winds.

While the massive national agencies spend millions on television ads and offer barebones policies, they do not know you. When your needs change or your situation complicates, you don’t want an automated phone tree or cold cyber-agent. You want to talk to compassionate, honest insurance experts, close to home, right here in Beavercreek, OH – that’s our team. You shouldn’t have to spend hours researching and comparing policies. Let the specialists at Reichley guide you through the complex insurance industry.

Call today to alleviate the worry and get covered – (937) 429-0655.