The world recently experienced the Solar eclipse. We know what the specific time it would happen and where the best place was to view the eclipse was. Did you stop to think, who figured that out? It was a complex process, someone very smart, (NASA) figured out the exact time of the eclipse and where the best places are to view it. The mathematically calculations involved in developing the information is well behind the skills of most people. But aren’t you glad there is someone who understands this so we can enjoy their detailed work?
If the eclipse were insurance, the independent agent would be NASA, the sun and moon would be the insurance companies and the public are the policy holders. Insurance is complex and the professional agent manages the complex for the benefit of the insurance buyer.
Insurance is about a relationship involving three parties; the buyer, the independent agent and the insurance company. Here is how we see the needs of each party.
The Insurance Buyer. Buyers of insurance want peace of mind and confidence that in the event of a loss everything will be ok.
The Insurance Company. Insurance companies simply want to insure good risks and are transaction focused. Their decisions are financially focused not relationship focused.
The Independent Agent. Agents transform the complex so their clients can make educated decisions. Helping the client to understand their risks and providing a number of reasonable solutions are the goals of the agent.
The person best suited to bring these parties together is the independent agent. The agent knows what risks the insurer desires and can educate the buyer in complex coverage design, safety, and claims management, in order to attract the best insurer option. It is about building a trusted relationship that allows transparency between all parties.
Reichley insurance believes insurance is more than a transaction. Insurance involves a trusted relationship built on a promise to put people before policies. Our promise is to listen to you, identify your risks and provide solutions. Every employee has the heart of a teacher. Connect with us to experience The Reichley difference.