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But we are proud to say that Perk Reichley contributed 229 entries already.
When you secure or purchase insurance, do you think about your risk? Most people think about one or two factors when buying insurance; premium and limits. Very little thought is given to the design of the insurance program or qualification of the agent. The result often leads to frustrated consumers who sadly realize, “My claim […]
The definition of incorrect thinking is to repeatedly take the same action and expect a different outcome. As you think about your insurance program for 2017, it is time to expect a different outcome. This will cause you to consider different actions. To accomplish this, two things need to happen. First, redefine how you define […]
Many people look at insurance as a commodity, like buying car or a piece of furniture. Consequently, they become caught up in searching for the lowest price for the “product of insurance.” Insurance is less of a commodity, and more of a promise or service. Promise vs. Product Insurance is a promise from the insurer […]
Shoppers are always looking for that next big sale or deal. When it comes to purchasing a 46” HDTV, it is easy to identify all the features you want, and then shop for the best price. In fact, many retailers might even negotiate with you to get your business. When selecting your insurance, you cannot […]
Most people think, “If my policy has replacement cost coverage I am ok, right?” Well, maybe not. The term “replacement cost” means “the cost to replace the property on the same premises with other property of comparable material and quality used for the same purpose.” A Common Myth “My policy has replacement cost coverage, so […]
The definition of incorrect thinking is to repeatedly take the same action and expect a different outcome. As you think about your insurance program for 2017, it is time to expect a different outcome. This will cause you to consider different actions. To accomplish this, two things need to happen. First, redefine how you define […]
Most people would think that having a standard insurance policy written from a reputable insurer is the most important thing you need to protect yourself. Let us consider a different way of thinking. We use a phrase around our office that describes how we think; “An insurance policy is only as good as the agent […]
Many people think the best way to select an insurance agent is to hire the one that offers the lowest possible price. Lower price can mean inferior coverage and that’s fine until you experience a loss that isn’t covered. My goal is to help you understand that there is more to insurance then getting the […]
Insurance agents should always be considered a trusted advisor. As such, there are many unique skill sets an agent should possess. Without these skills you run the risk of having the wrong insurance program, being uninformed regarding your risks, and be frustrated whenever you call or meet with your agent. Here are some of the […]
According to recent estimates by the Insurance Research Council (IRC), roughly one in seven drivers are uninsured. A majority of drivers only carry the state minimum limits. The Common Myth If an uninsured or underinsured motorist hits you, many think, no worries, they have coverage, or my insurance will pay. Myth Busted Your coverage is […]
Reichley Insurance
2440 Dayton Xenia Road
Beavercreek, OH 45434
Phone: (937) 429-0655
Fax: (937) 426-4642
Monday through Friday 8:00 am ‑ 5:00 pm
After hours and Saturdays by appointment only
